New York Times

Now the consequences were landing hardest at the very bottom of the American car economy, at places like Antonio’s Buy Here Pay Here in Lawton, Okla., on a commercial strip wedged between an Army airfield and a graveyard. Antonio, 46, sold mostly to customers with bad credit and little savings — people who couldn’t afford to care that Antonio’s cars were often more than a decade old and pieced together with secondhand parts.

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